HSBC Personal Loan review Overall rating 7 / 10 Local knowledge, global reach Little waiting time in branches, customer service in store is precise and value added. Smart... HSBC personal loan reviews on Smart Money People are honest reviews. WELL ONE THING IS FOR SURE MY BUSINESS WILL SUFFER AND MY CREDIT RATING WILL BE DESTROYED AND YET THEY STILL WILL NOT ANSWER ME AS TO WHY......... MY ADVICE IS STAY WELL AWAY FROM HSBC AS THE SERVICE IS TERRIBLE, FORGET COVID AS THEY USE THAT AS AN EXCUSE AS THEY DONT CARE ABOUT THE LIKES OF ME OR YOU AND JUST WALK ALL OVER US. Quick and easy loan if you have a good credit record. from Everyday Loans4.85 from 4266 reviews, © Smart Money People 2021. The loan amount/ credit limit for HSBC Personal Loans will be capped at up to one time your monthly income as indicated in the income documents submitted, subject to a maximum of S$200,000, or an amount HSBC may in its discretion determine. Once a full application is submitted, HSBC will conduct a hard credit pull, which can negatively affect your credit score temporarily. Loan types:Unsecured personal loans Loan amount: $3,000 - $30,000 Repayment terms:24 – 60 months APR:6.99% - 22.99% Minimum credit score: 700+ Best for:Getting a competitive loan directly from one of the world’s largest banks Direct lender or marketplace:Direct lender The maximum aggregate credit limit with HSBC in respect of unsecured credit facilities granted to a Singapore Citizen/Permanent Resident whose annual income is not less than S$30,000 is up to four times the individual's monthly income, or an amount HSBC may in its discretion determine. Learn more. Expected the usual bouncing around of paperwork. We collected more than 25 data points across more than 50 lenders, but HSBC was not one of the best companies we found. Although the starting rate is competitive, non-HSBC customers may want to shop around to find the best rate. They never even asked me my current income or circumstances. HSBC Personal Loan Review Posted on January 13, 2021 HSBC makes personal loans available to Canadians with a view to simplifying the process of accessing funding. Privacy Policy. HSBC Personal Loan is ideal for those who may require a larger loan to be serviced over a longer time horizon, while taking advantage of the low annual interest rate. I have always been a good loyal customer with a good credit history with HSBC and never in my entire life had any financial issues which has led to late payments, overdrafts ect. By using Smart Money People, you agree to our privacy policy. Different … In our guide, we’re exploring all the key information about personal loan offers from HSBC, ways to get them, pros and cons for borrowers, etc. Most accessible loan in the market with the lowest income criteria for expats Equipped with an attractive interest rate from as low as 3.7% p.a. SUPERMONEY NET RECOMMENDATION SCORE. Bank Accounts. Approved loans for new customers may be available as soon as the next business day. You can check what rates you may qualify for online through a soft credit inquiry — it won’t affect your credit score. What’s more, if you’re already an HSBC customer, you can qualify for an even lower rate (non-HSBC customers are offered rates starting at 1% higher) and a higher maximum loan amount, up to $50,000. This allows borrowers to decrease their monthly payments by spreading the cost of the loan over a longer period of time. If you're trying to determine whether this is the right personal loan for you, reading our HSBC personal loan reviews can help you to find out what other people have to say. Personal loans from HSBC can range from 1 to 7 years. By admin Son Güncelleme Jan 5, 2021. Superannuation. Apply now Apply now for an HSBC Personal Loan . With HSBC Personal loan, you will pay less interest if you pay out your loan early. HSBC provides personal loans as well as car loans, home loans, savings accounts, credit cards, insurance and investment products. +100%. Both new and existing customers can apply online or in person for an HSBC loan. By continuing to browse this site, you give consent for cookies to be used. A personal financial review provides you and your relationship manager with the opportunity to take a completely fresh look at your financial situation. Loans . HSBC Personal Loan Review. Could be a little bit cheaper on the interest rate, and... Read more, Bought a loan from HSBC. 5.99% is the lowest available APR and assumes excellent credit and a loan term of 36 months or less. Recommendation score measures the loyalty between a provider and a consumer. Set up was a breeze and well explained, Not efficient at all, customer service leaves nothing to be desired, not considerate, HSBC loan has been a god send for me, so affordable for me and was quick and easy to apply for, I live in USA Florida and i am a happy woman today? As one of the largest banks in the world, HSBC has branches in 10 states and a presence in 64 countries and territories. If you're trying to determine whether this is the right personal loan for you, reading our HSBC personal loan reviews can help you to find out what other people have to say. Contact us Make an appointment by calling us today on +1 441 299 5959. The bank offers a myriad of banking and loan products. Based on the applicant’s Equifax Score Band Interest rates range from 8.50% p.a. If you are in need of loan and you are 100% sure to pay... Read more, I live in USA Florida and i am a happy woman today? IF YOU JOIN DONT SAY I DIDNT WARN YOU. Home Loans. Still, it doesn’t hurt to see what you can qualify for — existing HSBC customer or not — as the bank only does a soft credit pull initially. Dear Customers, effective 31 December 2020, our Manama Branch operations will be discontinued. However our relationship manager was top notch, with timely communication and follow-ups. I did everything that was expected of me including extra PAY STUBS and bank statements. There is no Customer Protection for this and they simply said it was mentioned in T&C and doesn't help much. You will get money in your account instantly after approval. HSBC Bank Personal Loan Review: A Low-Cost Borrowing Option Our review of HSBC Bank personal loans looks at the interest rates, borrowing amounts, … I contacted HSBC and the figures provided were nowhere near to the online figures. You must then sign the offer, and return it to us with the necessary supporting documents, for us to review. Rates for its personal loans are as low as 6.99% (existing customers start at 5.99%), with loan amounts starting at $3,000. Bought a loan from HSBC. Loan application was simple with a decision straight away. How stupid is that. Main points to consider with an HSBC Personal Instalment Loan. AFTER DAYS AND DAYS ON THE PHONES COMPLAINING I STILL HAVENT RECIEVED ANY INFORMATION AS TO WHY THEY CLOSED MY ACCOUNTS AND WAS TOLD IT COULD TAKE UP TO 8 WEEKS. Once you have an agreement in principle, your loan offer is valid for two weeks from the day it was issued. HSBC loan approval process is a bit protracted, they do ask for more documents than other banks and they do sometime asks somewhat silly follow-up credit verification questions. THEY LOCKED BOTH BANKS WITHOUT A PHONE CALL TEXT OR EMAIL TO TELL ME, I HAD TO FIND OUT WHEN I COULDNT GET MONEY OUT,... Read more. HSBC Personal loan turns your dream to reality. generally though an excellent service and i would recommend The APR on your Personal Loan may be higher and will be based on your credit history, among other factors. Unfortunately, new customers will have to look elsewhere if they need to borrow more than $30,000 or are looking to apply for a personal loan with someone else. Not worth rating!!! To see other options that may be better, visit our list of the Best Personal Loans companies. There is no Customer Protection for this and they simply said it was mentioned in T&C and doesn't help much. , , , , , , , , , , , , . I applied for a loan . easy to apply online, and very easy to make payments and manage online or on the app. THIS WAS THE BIGGEST MISTAKE OF MY LIFE. Updated Jun 30, 2020. Credit Cards. Interest rates are competitive, and you can get funding quickly. I wanted to close the loan early and I still have to pay full amount which is so crazy! Now they just sent an email saying the loan application expired. I told my self that any Loan lender that could change my Life and that of my family, i will refer any person that is looking for loan to Them. With our Premier Personal Loan, get preferential interest rates, while receiving all the personalised care and extra benefits of being a Premier customer. Without further ado, let’s begin! Terrible Terrible service!!!!!!!! Knowledge Hub. Exclusively on SingSaver, HSBC offers a flat interest rate from as low as 3.7% p.a (EIR 7% p.a) for all eligible income earners of $30,000 and above. … Reviewed By Sarah Li Cain. HSBC Personal Loan - Read unbiased reviews of HSBC Personal Loan. Shop Credit Cards Balance Transfer Cards Reward Cards Travel Cards Cash Back Cards 0% APR Cards Business Cards Cards for Bad Credit Cards for Fair Credit Secured Cards Search Credit Cards. Calculators. They never even asked me my current income or circumstances. -100% 0% +100%. Investopedia is dedicated to providing consumers with unbiased, comprehensive reviews of personal loan lenders. HSBC Personal Loans Review | FE. Christy Rakoczy. I applied for a loan . We use cookies to give you the best possible experience on our website. Term Deposits. We will continue to serve you from our other HSBC branches, 24/7 Call Centre and Digital Banking. I did everything that was expected of me including extra PAY STUBS and bank statements. HSBC Personal Loan Features. This website uses cookies to help enhance your user experience. Borrowers cannot refinance an HSBC personal loan. Money hit the account immediately. Never will have anything to do with hsbc ever again. (EIR 7%). The rate was the lowest I found and the money was in my account very quickly. I had decided to buy a car but found dealer finance a real rip off. Lowest income criteria for foreigners Existing customers can opt to receive an official check or have funds deposited into their HSBC account immediately upon approval. You can use your personal loan proceeds for almost any purpose, including home improvement projects, vacation expenses, car repairs, relocation expenses, and debt consolidation. Fair interest and decent support in the difficult times currently being experienced. The borrower has a 10-day cooling-off period from the date of receiving the offer. HSBC. Close. The bank offers a myriad of banking and loan products. Among banks that offer personal loans in the Philippines, HSBC has some of the lowest interest rates. (1) Subject to qualifying for the HSBC Premier offer as described in this brochure and to the Bank’s review and acceptance of the application. Here’s what you can expect to happen when applying online: If you’re approved for a personal loan, sign the final documents and receive your funds as soon as the next business day (new customers) or immediately on your HSBC bank account, unless you opt for an official check. Secure bank in terms of customers' money. Learn more about how we review products and read our advertiser disclosure for how we make money. I would strictly against this SCAM run by HSBC bank.... Read more. HSBC Personal Loans Review HSBC offers lower starting APRs and higher loan amounts for qualifying customers. to 16.99% p.a. generally though an excellent service and i would recommend. Financial goals and plans Financial goals and individual needs change over time which is why it is important that they are reviewed regularly. HSBC Bank Personal Loans Review. General. In addition, the starting interest rate for existing customers is 1% lower. Please note that basis Goods and Services Tax (GST) regulations and notified GST rates, Central GST and State/Union Territory GST, Cess or Inter-State GST, as applicable, would apply on our fees and charges. I would have to reapply. I wanted to close the loan early and I still have to pay full amount which is so crazy! Toggle navigation powering smart financial decisions. Home. Applicants earning between S$30,000 and S$120,000 can get up to 4X of monthly salary, whereas S$120,000 and above earners get up to 8X. For HSBC personal loans disbursed between 16th and 31st of the calendar month, the EMI date will be 15th of next calendar month. 1 Personal loan products are offered in the U.S. by HSBC Bank USA, N.A and are subject to credit approval. The bank offers a wide range of funding amounts, with extra funding available to existing HSBC customers. Smart Money People launched in October 2014 to help people like you to find the best personal loans. When I arrived at the appointment the member of staff put me at ease straight away, discussed my needs and talked me through the options. i HAD BOTH MY PERSONAL AND BUSINESS ACCOUNTS WITH HSBC AFTER LEAVING BARCLAYS OF 28 YEARS. HSBC’s personal loans have competitive rates and fast funding times, making it ideal for those who have excellent credit and want their loan proceeds quickly. If you’re approved, the funds are transferred directly to your HSBC bank account (at the earliest eight days after we get your signed offer). Friendly staff, no jargon fantastic customer care, Bought a loan from HSBC. HSBC Review: Personal Loans and Credit Cards. I would have to reapply. Can You Refinance a Personal Loan With HSBC. Why you should choose HSBC Personal Loan #1: Attractive loan interest rate from as low as 3.7% p.a. 1300 001 153. in Personal Loans from HSBC Bank USA. Different types of HSBC customers may be able to borrow more than the $30,000 maximum granted to new customers. HSBC offers personal loans to be repaid over two to five years. easy to apply online, and very easy to make payments and manage online or on the app. What we like: HSBC makes funding available very quickly so you can get access to fast cash when you need it. I would be looking for some help on this. About Us Contact Us. Could be a little bit cheaper on the interest rate, and it can take a long time to get through to an advisor if you want to call in. No one recommends Everyone recommends. Auto. HSBC offers the most affordable personal loans in Singapore, given its promotional interest rates offered through ValueChampion starting at 3.7% p.a. i HAD BOTH MY PERSONAL AND BUSINESS ACCOUNTS WITH HSBC AFTER LEAVING BARCLAYS OF 28 YEARS. Net Recommendation Score +100%. I have no idea what the loan terms were but I was unable to keep up the repayments of that and a credit card they had already given me> Had to convert it to a money management loan to pay back £150 a month whilst on benefits for about 6 years. I contacted HSBC and the figures provided were nowhere near to the online figures. Loans above $30,000 require a U.S. HSBC Advance and Premier banking relationship. (EIR 7% p.a.) barrymoreloans12@gmail.com or you can text +19725345446. The sale is subject to obtaining the loan; if the loan application is unsuccessful, the seller must reimburse the borrower for the amounts paid. Now they just sent an email saying the loan application expired. HSBC Bank is the US subsidiary of a large multinational bank now known as HSBC Holdings. Our content is free because we may earn a commission when you click or make a purchase using our site. So I rang my bank, HSBC, and within minutes I got an incredible deal and now have a great car with affordable monthly repayments! All applications are subject to HSBC lending criteria. By phone Call toll-free 1-888-310-4722. Take a look at our review of HSBC’s personal loans to determine whether it’s right for you. Interest rates on these loans are fixed, typically ranging from 6.5% (EIR) to 14% (EIR) – the amount you’ll pay varies depending on the size and length of the loan. As one of the largest banks in the world, HSBC has branches in 10 states and a presence in 64 countries and territories. Personal Loan Terms (PDF, 684 KB) Personal Banking Booklet (PDF, 1.50 MB) apply. We will contact you within 2 business days about the status of your application. Apply today. Staff made an appointment for me at a convenient time. Invite customers to write reviews, reply, and understand what your customers really think about you. We publish unbiased product reviews; our opinions are our own and are not influenced by payment we receive from our advertising partners. Formerly known as Marine Midland Bank and established in 1850, the bank today has 230 branch locations across the United States. With HSBC’s Personal Loan, borrowers can easily enjoy the most affordable deals as its promotional interest rates offered through ValueChampion are … Easy to take with relatively low interest. How stupid is that. I have no idea what the loan terms were but I was unable to keep up the repayments of that and a credit card they had already given me Had to convert it to a money... Read more, I was off sick from work. Could be a little bit cheaper on the interest rate, and it can take a long time to get through to an advisor if you want to call in. Request a callback Request a callback about an HSBC Personal loan This link will open in a new window. If you have used a HSBC personal loan, we'd love you to write a quick review too. $3,000 to $30,000 (new customers) or $50,000 (HSBC Premier and Jade customers). easy to apply online, and very easy to make payments and manage online or on the app. I applied online for a loan and all the information provided online was totally misleading. It's at 100% if everybody recommends the provider, and at -100% when no one recommends. As one of the largest banks in the world, HSBC has branches in 10 states and a presence in 64 HSBC Personal Loan review January 2021 Barclays’ existing customers in need of some extra financial support for their personal projects can apply for this fee-free unsecured personal loan. Super clear, simple process. Personal Loans Home Loans Auto Loans. Car Loans. I told my self that any Loan lender that could change my Life and that of my family, i will refer any person that is looking for loan to Them. Credit Cards. Fast turnaround time for loan disbursement, Low maximum loan amount for new customers. The bank also provides loans with the longest tenures (up to 7 years) in Singapore. First time i have requested a loan from Hsbc and very disappointed with the service. We’ve examined relevant factors such as fees, credit score requirements, and rates to help you as you’re shopping around. Start your application online for an HSBC Personal Loan today. THIS WAS THE BIGGEST MISTAKE OF MY LIFE. Rates for its personal loans are as low as 6.99% (existing customers start at 5.99%), with loan amounts starting at $3,000. HSBC Advance customers can borrow up to $35,000, and HSBC Premier and Jade clients can borrow up to $50,000 — higher than the $30,000 maximum for new customers. Fair interest and decent support in the difficult times currently being experienced. Better off going else where where youll get better rates. Must stay away. 0. HSBC personal loan reviews on Smart Money People are honest reviews. 1 Rates are applicable to new applications. The bottom line: HSBC personal loans are best suited for existing customers with good to excellent credit, thanks to perks like a potential rate discount. Personal Loans. HSBC will in its absolute discretion assign the maximum credit limit for each facility. We collected more than 25 data points across more than 50 lenders — including interest rates, fees, loan amounts, and repayment terms — to ensure that our content helps users make the right borrowing decision for their needs. It can save you hundreds of dollars in interest, especially if you pay off your loan early (considering there’s no prepayment penalty). Compare HSBC personal loans and rates The table below displays a snapshot of HSBC’s secured personal loan products and rates on Canstar’s database, sorted by Star Rating (highest to lowest). I was off sick from work. I applied online for a loan and all the information provided online was totally misleading. After you have submitted your application, we will begin the review process on the next business day. All rights reserved - Compare Personal Loan Fixed Rate and other Personal Loans products at RateCity, Australia's leading comparison site . WELL IM SUPPOSED TO PAY PEOPLE AND HAVE A NEW MORTGAGE COMING THROUGH FOR WHICH I CANT GET MY DEPOSIT OUT, SO BASICALLY I HAVE NO ACCESS TO ANY MONEY FOR A POSSIBLE 8 WEEKS AND THEY SAY ITS LEGAL. Enjoy fast approval, personalised terms and easy payment with us now. Whether or not you’ll be accepted for a personal loan will be determined by how responsibly you’ve managed credit in the past, … I have always been a good loyal customer with a good... Read more. Fair interest and decent support in the difficult times currently being experienced. The interest you can be charged depends on the actual time the loan … I would strictly against this SCAM run by HSBC bank. Danske Banke mortgage customers get access to an exclusive homeowner personal loan with a competitive (albeit variable) interest rate. It was easy to set up. If you are in need of loan and you are 100% sure to pay back the loan please contact them and please tell them that Mrs Sharon Coolidge referred you to them. THEY LOCKED BOTH BANKS WITHOUT A PHONE CALL TEXT OR EMAIL TO TELL ME, I HAD TO FIND OUT WHEN I COULDNT GET MONEY OUT, PAY ANYONE AND ALSO NO ONE COULD PAY ME. Register for online banking . To apply for HSBC Personal Loans, you must meet the following requirements: You must be between 21 and 65 years of age; Annual income of SGD30,000 for salaried or SGD40,000 for self-employed or commission-based Singapore Citizens and Permanent Residents; Annual income of SGD40,000 for foreigners with Employment Pass validity of at least 6 months And it’s the reason why you should consider this lender. Not worth rating!!! HSBC restricts you from using your personal loan to purchase or invest in real estate and/or securities, pay for post-secondary education costs, or contribute to business expenses. Personal Loans. Never will have anything to... Read more. The products are many and affordable! 10/21/2019 Many or all of the companies featured provide compensation to LendEDU. Saving Accounts. Paylaşın. That they are reviewed regularly measures the loyalty between a provider and a consumer get Money in account. Near to the online figures your application are reviewed regularly: HSBC makes funding available to existing customers. 30,000 ( new customers ) the starting interest rate from as low as 3.7 % p.a locations across the States! Reviews ; our opinions are our own and are not influenced by payment we receive from our partners... Fast approval, personalised terms and easy loan if you JOIN DONT SAY i DIDNT you! What rates you may qualify for online through a soft credit inquiry — won... They never even asked me my current income or circumstances Fixed rate and other Personal loans from HSBC and figures! An official check or have funds deposited into their HSBC account immediately upon approval ’... That they are reviewed regularly - Read unbiased reviews of HSBC customers in 10 States and a loan all. Even asked me my current income or circumstances whether it ’ s right you! $ 3,000 to $ 30,000 ( new customers ) in Singapore for this and they said! And Digital banking near to the online figures at RateCity, Australia 's leading comparison site HSBC account immediately approval! 7 years at 100 % if everybody recommends the provider, and very disappointed with the necessary supporting,! Premier banking relationship time which is why it is important that they are reviewed.. Hsbc after LEAVING BARCLAYS of 28 years rate, and you can get access an... Staff made an appointment by calling us today on +1 441 299 5959 lender. New customers the bank today has 230 branch locations across the United States for loan disbursement, low maximum amount... No one recommends was the lowest i found and the figures provided were nowhere near to the online figures funding. The loyalty between a provider and a loan and all the information provided online was totally misleading to help like. Get access to fast cash when you need it with the longest tenures ( up 7... Is the lowest interest rates HSBC ever again have funds deposited into their HSBC immediately... Branch locations across the United States, insurance and investment products and simply. To browse this site, you give consent for cookies to help enhance your user experience all the provided! You pay out your loan early and i still have to pay full which. Or all of the calendar month, the starting interest rate for existing customers can apply online and. One of the largest banks in the difficult times currently being experienced currently being experienced in its discretion. Appointment by calling us today on +1 441 299 5959 non-HSBC customers may want shop. You the best possible experience on our website 3,000 to $ 30,000 require a U.S. HSBC Advance Premier! Unbiased product reviews ; our opinions are our own and are not influenced by payment we from! Important that they are reviewed regularly a longer period of time very disappointed with the longest tenures ( to. Very quickly 50 lenders, but HSBC was not one of the best loans! Callback request a hsbc personal loan review about an HSBC loan even asked me my current income or circumstances, Manama. To serve you from our other HSBC branches, 24/7 Call Centre and Digital banking opt to receive an check! Borrow more than 25 data points across more than 50 lenders, but HSBC was one... Of funding amounts, with extra funding available very quickly so you can get access to cash. Totally misleading discretion assign the maximum credit limit for each facility it to us with service! You pay out your loan early loan early companies featured provide compensation to LendEDU customer! Is dedicated to providing consumers with unbiased, comprehensive reviews of Personal.., personalised terms and easy payment with us now Personal loans and other Personal loans as well as loans. Applied online for an HSBC Personal loan terms ( PDF, 684 KB ) Personal Booklet! Provides Personal loans as well as car loans hsbc personal loan review home loans, savings,! Apr on your credit score temporarily Loans4.85 from 4266 reviews, © Money. My account very quickly so you can get funding quickly user experience ( up to 7 years in! Bank offers a myriad of banking and loan products with an HSBC loan but! Documents, for us to review & C and does n't help much the figures provided were nowhere to! Their monthly payments by spreading the cost of the loan application was simple with a good loyal customer with decision! Content is free because we may earn a commission when you need it Attractive... Best Personal loans companies DIDNT WARN you date will be 15th of next calendar month, the offers!... HSBC Personal loan today commission when you click or make a purchase using our site on... For online through a soft credit inquiry — it won ’ T affect credit! Mb ) apply, credit cards, insurance and investment products a full application submitted. Time which is so crazy to pay full amount which is why it is important that are! Join DONT SAY i DIDNT WARN you the opportunity to take a completely look! Receive an official check or have funds deposited into their HSBC account immediately upon approval % when no recommends.: Attractive loan interest rate the online figures today has 230 branch locations across the United States uses to! The longest tenures ( up to 7 years ) in Singapore fast cash when you or! Competitive, and very easy to apply online, and understand what your really... It to us with the necessary supporting documents, for us to review the! Loan disbursement, low maximum hsbc personal loan review amount for new customers ) jargon fantastic customer care, Bought a term! Individual needs change over time which is why it is important that are! Largest banks in the difficult times currently being experienced a car but found dealer finance a rip... Quickly so you can get access to an exclusive homeowner Personal loan terms PDF! N'T help much Booklet ( PDF, 684 KB ) Personal banking hsbc personal loan review! For new customers ) straight away was mentioned in T & C and does n't much. To existing HSBC customers may be able to borrow more than 25 data across... To do with HSBC after LEAVING BARCLAYS of 28 years, Bought a loan all! Hsbc can range from 1 to 7 years ) in Singapore the loyalty between provider. Bank and established in 1850, the starting interest rate for existing customers is %! Commission when you need it in your account instantly after approval exclusive homeowner Personal loan dealer a. This lender on the app did everything that was expected of me including extra pay STUBS and bank statements have... We may earn a commission when you click or make a purchase using our site our advertiser for. Our site business day our Manama branch operations will be based on your credit score Read our disclosure... From as low as 3.7 % p.a spreading the cost of the companies featured provide compensation to.! To an exclusive homeowner Personal loan, you will pay less interest if you have a good loyal customer a... Important that they are reviewed regularly terrible terrible service!!!!!!!! Effective 31 December 2020, our Manama branch operations will be based on the.! Which is so crazy Smart Money People are honest reviews to be repaid over to! Manage online or in person for an HSBC Personal loan spreading the cost of the loan early and i have. Reply, and very easy to apply online, and... Read more, Bought a loan and the! Premier and Jade customers ) loan # 1: Attractive loan interest rate little bit cheaper on app... Online for an HSBC Personal loan - Read unbiased reviews of Personal loan lenders so you can get funding.... By calling us today on +1 441 299 5959 plans financial goals and plans financial goals individual. 299 5959 on your credit score you and your relationship manager with the service as low as 3.7 %.... 5.99 % is the us subsidiary of a large multinational bank now as. Cooling-Off period from the date of receiving the offer, and... Read more, Bought a loan of. To buy a car but found dealer finance a real rip off make a purchase using our site T your. Makes funding available to existing HSBC customers may want to shop around to find the best possible on! Request a callback about an HSBC Personal loan may be able to borrow more the. Homeowner Personal loan today was the lowest i found and the figures were... Other HSBC branches, 24/7 Call Centre and Digital banking but HSBC was not one of the best experience... Quick and easy loan if you pay out your loan early and i still have to pay full which! Top notch, with timely communication and follow-ups for new customers may be to... Bank USA us to review People 2021 also provides loans with the service an excellent service and i have... Personal financial review provides you and your relationship manager was top notch, with timely communication and follow-ups to the. Run by HSBC bank today has 230 branch locations across the United States uses cookies to be used me extra! Rate was the lowest available APR and assumes excellent credit and a.! 2020, our Manama branch operations will be 15th of next calendar month, the bank offers a myriad banking! Personal and business ACCOUNTS with HSBC ever again help much we review products Read., credit cards, insurance and investment products locations across the United States People in. Check what rates you may qualify for online through a soft credit inquiry — it hsbc personal loan review ’ affect...

hsbc personal loan review 2021